Benefits

Claflin University continues to offer quality Medical and Prescription Drug coverage administered by EBMS-(Employee Benefits Management Services)

We will use two network plans; Open Access Plan and Cigna Plan to allowing access to your medical providers of choice, both in South Carolina and across the Country when needed. Humana will provide dental coverage. ProCare will provide prescription drug benefits, allowing your choice in Pharmacies. A GAP Supplement through Nationwide (administered by Health Comp) will be used to lower your deductible and copay expenses.

Health Plan
Medical/GAP Supplemental &Dental
Short-Term-Disability/
Life Insurance/Prescription Drugs 

Semi -Monthly Premiums: Feb 2025-Jan 2026 

Open Access Plan  

Employee only - $122.36                                                                                
Employee only (annual salary under $35.000) - $84.67
Employee/Spouse $263.95                                                                                     
Employee/Child(ren)- $225.17                                                                            
Family - $348.26                                                                                                      

Cigna Plan    

Semi -Monthly Premiums

We offer vision insurance with Humana. 

Employee $5.46 
Employee & Spouse $10.90 
Employee & Child(ren) $11.04
Family $16.95

Vision Summary

We offer dental only coverage with Humana for employees who have not enrolled in the major medical health insurance plan. It is strictly a voluntary cost, paid by employees only.

Semi - Monthly Premiums: Feb 2025-Jan 2026

Employee Only: $17.78 
Employees & Spouse: $35.57 
Employees & Child(ren): $42.82 
Employees & Family: $64.72

Dental Summary

We provide payroll deductions for voluntary critical illness and group accident policies offered through SunLife Financial.

Claflin University offers two exceptional retirement plans. Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF), one of the largest and most respected financial service providers in the world ensures the financial well-being of faculty and staff across America's education and research communities.

TIAA Retirement Plan (403b)

Employees may enroll in this plan after 12 months of consecutive service. He/she must contribute 4% of their annual salary at which time Claflin will match at 7.5%.

TIAA Supplemental Annuity

An employee may contribute at any time during their employment at their own discretion. This supplemental plan does not require a wait period nor does Claflin contribute any funds towards it.

Sick Leave

All employees’ accrue 1 day of sick (4 hours per pay period) per month. You may accrue an unlimited amount of sick leave. Probation period is not required.

New hires will not receive any vacation leave until they have satisfied their six-month probationary period. Upon successfully completing the probationary period, employees will be credited with 40 hours of vacation leave.

Maximum accumulations for vacation leave are as follows:
7 months - 14 years = 20 days (160 hours)
15 - 19 years = 30 days (240 hours)
20 years or more = 40 days (320 hours)

Vacation leave hours above the maximum accumulation will be deducted on July 1st of each year.

We provide payroll deductions for voluntary accident and specified health event protection policies offered through Aflac. Visit Aflac for company details.

FSA Qualifed Expenses